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Tina Milligan FCCA

Tina Milligan FCCA

Tina Milligan FCCA

NHS Pensions Manager
We are unique in the sole provision of accountancy, tax and NHS Pension advice for the healthcare industry and we want to ensure that every medical professional has access to expert financial advice and exceptional client service!


Tina has worked in accountancy roles for over 25 years, where she has developed her knowledge and expertise in accountancy services for the healthcare industry. With a proven track record in the preparation of medical accounts and a degree in maths, Tina has a unique combination of financial skills which deliver real value for clients. Her specialist technical knowledge of the NHS Pension Scheme sets her apart from other accountants. Alongside Julie Mudditt, Tina heads up our NHS Pension Management Service. This service is unique to BW Medical Accountants.

Professional Experience

Tina began her financial career in 1990 as a trainee chartered accountant at Hawsons Chartered Accountants in Northampton. She then took up a post as an accounts assistant at South Birmingham Health Authority, where she developed her knowledge of accounting systems and the NHS.

In 1994 Tina began working as an assistant accountant at Newcastle United Football Club, where she assisted with the monthly management accounts. In 1997 she progressed to the role of management accountant for the football club and continued to work with the team until 2002 on managing its monthly accounts and overseeing specific projects such as the production of cash management reports and VAT returns.

In 2005 Tina moved to RMT Accountants as a medical accountant, where she was responsible for the preparation of partnership accounts for GP surgeries and the production of final accounts including personal expenses, private income and pension forecasts. Tina's role also took in the production of accounts for dentists and other small partnerships.

In September 2013, Tina joined her former colleagues at specialist firm BW Medical Accountants as a Medical Services Accountant. In the last five years, Tina has been integral to setting up our NHS Pension Management Service and as acknowledgement of her exceptional talent has been promoted to NHS Pensions Manager.


As NHS Pensions Manager, Tina heads up the department, managing our NHS Pension Management Service. Tina produces the highly complex pension forecasts and alongside her colleagues produces NHS Pension Reports for our national NHS client base. 

Skills In Focus

  • The NHS Pension Scheme / NHS Pension Forecasts
  • Medical / Partnership Accounts
  • Tax - Annual Allowance & Lifetime Allowance
  • Book-keeping
  • Financial Reporting
  • Accounting software
  • Improving systems & procedures
  • VAT

In Tina's Words

"There are increasing pressures on the healthcare sector to reduce costs and so we aim to provide a service to clients that is both cost effective and proactive. With the constant changes taking place in the healthcare sector, we ensure that we keep up to date and provide expertise where it is required.

Working in the accountancy profession and being responsible for our NHS Pension Management Service allows me to indulge my passion for problem solving as nothing is more complex or fraught with risks than the NHS Pension Scheme! I enjoy working with healthcare professionals as I feel that I am 'caring for the carers' and by working with like-minded colleagues in an open environment where ideas can be shared, I believe we have something truly unique to offer our clients which adds real value."

  • BW Medical Accountants have a good working knowledge of General Practice and are keenly aware of the challenges Practices face within the changing environment of the NHS.  We have been very impressed by the way BW Medical continue to deliver the range of services they provide from Accounts to Tax and NHS Pension advice. 

    We have found Practice consultation and engagement from BW Medical specifically helpful to shape the future of the Practice.

    GP Partner
    GP Practice, Newcastle
  • We had no hesitation in moving to BW Medical Accountants.  For any business your accountant is integral, and for us one of the most important factors to this relationship is to have a personal and trusting approach, which BW have undoubtedly achieved. 

    The service we receive and the interest they show in our practice assures us that they have a genuine interest in us and commitment to us.  More importantly they are always helpful and polite to answer even the dumbest of questions!  They give us confidence and reassurance knowing that they are always very up-to-date with all the numerous changes within general practice and we would have no hesitation in recommending them to other practices seeking a professional and personal accountancy service.

    Jackie Rotherham, Practice Manager
    The James Street Family Practice, Lincolnshire
  • We changed to BW Medical Accountants and I would say we have just had the most transparent and understandable end of year meeting and the best planning advice I have ever had in 16 years of practice.

    GP Partner

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