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Stephen Relf

Stephen Relf

Stephen Relf

Tax Consultant
  • 0191 500 6930
Through our specialist tax team we aim to identify and maximise opportunities to reduce clients’ tax liabilities wherever possible.


Stephen has worked in the taxation industry for over 16 years, specialising in the taxation of businesses, large and small, for the region's premier accountancy firms. As a tax writer for a number of prominent tax journals and magazines, Stephen is a leading specialist in his field and was appointed as Head of the Tax Technical Team at the Chartered Institute of Tax (CIOT) in 2014.

Professional Experience

Stephen began his career with global accountancy firm PWC before joining a regional accountancy firm where he further developed his expertise in taxation services, advising SMEs and high net individuals on a wide range of issues.

Between 2006 and 2008, Stephen was the Corporation Tax Manager at Northern Rock. During this time, Stephen was responsible for the corporation tax affairs of the group and assisted in a number of projects to restructure the bank's business.

Through his family business, Applause Accountancy Services Ltd Stephen currently advises small businesses on various tax issues, including share purchases and remuneration planning. He is also a contributor of tax commentary and articles to a number of well-known and highly-regarded books and magazines.

Stephen is a member of the Chartered Institute of Taxation (CIOT) and the Institute of Chartered Accountants in England and Wales. Stephen serves on one of the CIOT's technical committees and in 2014 was appointed Head of the Tax Technical Team at the Chartered Institute of Tax (CIOT).

In July 2013, Stephen began providing tax consultancy services to BW Medical Accountants.


As a Specialist Tax Consultant to BW Medical Accountants, Stephen provides a wide range of support to the tax team, advising clients and assisting with the completion of tax returns.

Skills In Focus

  • Income Tax
  • Corporation Tax
  • Tax Writing
  • International Tax
  • Accounting

In Stephen's Words

"With my technical knowledge and 16 years experience in the taxation industry, working with a wide range of clients, I can help the tax team meet the clients' needs and identify opportunities to reduce their tax liabilities, as well as helping healthcare professionals to grow their businesses and increase their personal wealth."

  • BW Medical Accountants have a good working knowledge of General Practice and are keenly aware of the challenges Practices face within the changing environment of the NHS.  Benfield Park have been very impressed by the way BW Medical continue to deliver the range of services they provide from Accounts to Tax and NHS Pension advice. 

    We have found Practice consultation and engagement from BW Medical specifically helpful to shape the future of the Practice.

    Senior Partner
    Benfield Park Medical Group, Newcastle
  • We had no hesitation in moving to BW Medical Accountants.  For any business your accountant is integral, and for us one of the most important factors to this relationship is to have a personal and trusting approach, which BW have undoubtedly achieved. 

    The service we receive and the interest they show in our practice assures us that they have a genuine interest in us and commitment to us.  More importantly they are always helpful and polite to answer even the dumbest of questions!  They give us confidence and reassurance knowing that they are always very up-to-date with all the numerous changes within general practice and we would have no hesitation in recommending them to other practices seeking a professional and personal accountancy service.

    Jackie Rotherham, Practice Manager
    The James Street Family Practice, Lincolnshire
  • We changed to BW Medical Accountants and I would say we have just had the most transparent and understandable end of year meeting and the best planning advice I have ever had in 16 years of practice.

    GP Partner

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