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Julia Charlton FCCA

Julia Charlton FCCA

Julia Charlton FCCA

Senior Accountant
I'm fortunate to have worked with many of the BW team previously, including Keith, NHS pension expert Kevin Walker and head of tax David Elliot, so it's great to be working with former colleagues who also happen to be some of the best advisers in their field.


Julia has over 30 years of accounting experience, >8 years specifically dedicated to NHS finance. Julia is a Fellow Member of the Association of Chartered Certified Accountants and also has a HND in Accounting & Finance from Leeds Metropolitan University.

Professional Experience

Julia is known by our team and has previously advised healthcare clients when she worked for a regional accountancy firm advising Dentists and Doctors.  Following a long period working for accountancy firms, she took some time out of professional services to work as Finance Manager for Advanced Industrial Solutions, a training firm for oil and gas companies, where she was responsible for all aspects of the company's accounts and gained valuable experience client side. 

Julia joined BW Medical with exceptional accountancy skills and vast experience, initially Julia spent time shadowing her peers and attending healthcare finance courses in order to refresh and update her healthcare sector knowledge.

In 2019 Julia was promoted to Medical Accounts Manager and managed a national portfolio of GP Practices.  In 2023, Julia decided to reduce her hours and now works as part of our team as a Senior Accountant.


As a senior accountant, Julia prepares specialist medical accountants for a national client portfolio of GP and Dental Accounts. Julia is involved in the preparation of medical accounts, superannuation certificates and provides strategic advice and support to our healthcare clients.

Skills In Focus

  • Financial reporting
  • Medical Accounts
  • NHS finance
  • Superannuation certificates
  • Client Services

In Julia's Words

There are no two days the same at BW Medical Accountants, our focus is the healthcare sector and we deliver our specialist services to a national medical client base. NHS finance is hideously complex, I enjoy the challenges and supporting our clients with expert guidance to allow Practice Managers, GP Partners and Dentists to make informed financial decisions.

  • BW Medical Accountants have a good working knowledge of General Practice and are keenly aware of the challenges Practices face within the changing environment of the NHS.  We have been very impressed by the way BW Medical continue to deliver the range of services they provide from Accounts to Tax and NHS Pension advice. 

    We have found Practice consultation and engagement from BW Medical specifically helpful to shape the future of the Practice.

    GP Partner
    GP Practice, Newcastle
  • We had no hesitation in moving to BW Medical Accountants.  For any business your accountant is integral, and for us one of the most important factors to this relationship is to have a personal and trusting approach, which BW have undoubtedly achieved. 

    The service we receive and the interest they show in our practice assures us that they have a genuine interest in us and commitment to us.  More importantly they are always helpful and polite to answer even the dumbest of questions!  They give us confidence and reassurance knowing that they are always very up-to-date with all the numerous changes within general practice and we would have no hesitation in recommending them to other practices seeking a professional and personal accountancy service.

    Jackie Rotherham, Practice Manager
    The James Street Family Practice, Lincolnshire
  • We changed to BW Medical Accountants and I would say we have just had the most transparent and understandable end of year meeting and the best planning advice I have ever had in 16 years of practice.

    GP Partner

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