When we speak to medical professionals, it’s not uncommon to find that they’re unsure of which section or sections of the NHS Pension Scheme they’re in!
Hopefully this should help;
If you joined before 1 April 2015, it is likely that you are a member of more than one section of the scheme. The sections you are a member of will depend on when you joined the scheme.
- If you joined the scheme before 1st April 2008 then you will have joined the 1995 section initially.
- If you joined between 1st April 2008 and 1st April 2015, then you initially joined 2008 section.
- If you joined after 1st April 2015 then you joined the 2015 scheme and will not be affected by the McCloud judgement
When the 2008 section was introduced, members of the 1995 section were given the opportunity to switch from the 1995 section to the 2008 section.
If you joined on or after 1st April 2012 but before the 1st April 2015, then you will have joined the 2008 scheme but then moved to the 2015 scheme on 1st April 2015. If you fall into this scenario, you will not be affected by the McCloud Judgement.
If, like a lot of members we speak to, you're unsure that your NHS Pension record is up to date or indeed a correct reflection of your career pathway and earnings/contributions to date then we can assist you through our NHS Pension Management Service. Talk to our Client Services Manager for further details.